Your current situation with regards to employment has no bearing on your legal rights to make a claim for financial compensation if you have been injured in an accident that was somebody else’s fault. In other words, your rights as a resident of the UK are not affected by employment – so you are free to make an injury claim if you so wish.
However, as you’re unemployed it’s important to consider the potential financial implications of making a claim. It’s highly likely that should you choose to make a claim, that you will sign up to a ‘no win, no fee’ agreement. This type of agreement stipulates that you don’t have to pay any legal fees upfront. However, ‘no win, no fee’ also stipulates that in the event that your claim loses you may be billed for legal fees by the other party. It’s rare that claims have this outcome however, because solicitors only take on claims that have a high chance of success. But even so, it’s important to keep that fact in mind.
It’s also important to consider that your solicitor may insist on you taking out insurance to cover yourself in the event of claim failure. This will be payable as either a lump sum, or it may be spread over the duration of your claim. Typically, such an insurance policy will cost you less than £20 per month. However, not all solicitors will request this – and some may provide you with a level of cover as part of your agreement. Injury claims UK for the most part are successful however. And so, taking out cover may be up to you.
Before you sign up to any agreement then, make sure that you understand what you are getting yourself into. As you’re unemployed, any unseen costs could impact you financially.
Another thing to consider is the grounds of your claim. As mentioned above, solicitors will only take on your case if it has a high chance of success. However if you are attempting to game the system – in other words, make a fraudulent claim – you should be aware that you could be prosecuted for fraud, which carries a maximum prison sentence of 10 years. The government is aware of such claims and is doing everything they can to stamp them out.
If like 99.999% of claimants you have a strong case for financial compensation, you have nothing to worry about though – you are legally due compensation if you’ve been injured in an accident that wasn’t your fault. Don’t be afraid to explore your options or contact a law firm to discover your case strength and your eligibility for making a claim.